102 S Larand Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 102 S Larand Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,504 sqft · built 1978
Owner	Individual Name on Record
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-04.0-18.2-00-000-131.000`

Property Details

APN / Parcel Number

Primary APN	`24-04.0-18.2-00-000-131.000`
Alternative APN	`2404018200000130000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2404018200000131000
Street Address	102 S LARAND DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 LAKE MY-KEE SUB. SEC. # 4
Legal Subdivision	LAKE MYKEE NO 4
Legal Lot Number	102
Jurisdiction	CALLAWAY MO
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1053
Census Tract	70701

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
May 1, 2018	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 7, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019
Deed Sale	Oct 7, 2019
Deed Document Number	201906215
Deed Book / Page	528
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	102 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906216
Date	Oct 7, 2019
Instrument	201906216

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	102 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000563
Date	May 1, 2018
Book Page	0000000240/0000000563
Instrument	201802598

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 7, 2019
Property Address	102 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Document Number	201906215
Book / Page	528
Instrument Date	Oct 1, 2019
Instrument	201906215
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S LARAND DR, HOLTS SUMMIT, MO 65043-1130

Mortgage

Document Number	201906216
Date	Oct 7, 2019
Instrument	201906216

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (-2.6%)	$35,475 (+1.08%)	$186,710 (+1.08%)
2024	$2,073.00 (+0.1%)	$35,095 (-)	$184,710 (-)
2023	$2,071.00 (+1.52%)	$35,095 (+1.37%)	$184,710 (+1.37%)
2022	$2,040.00	$34,620 Land $3,420 Building $31,200
2021			$182,210 Land $18,000 Building $164,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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