98 Rose St, Coldwater, MI 49036 Property Records

Branch County property record for 98 Rose St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jan 2021)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jan 2021 Sale Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-892-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-892-00`

Interior

Full Baths	1 Bath
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 ROSE ST
City	COLDWATER
State	MI
Zip	49036-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 OAKWOOD ADDN SEC 22 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	22
Legal Subdivision	OAKWOOD ADD
Legal Lot Number	24
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1029
Census Tract	951400

Owner

98 Rose St is owned and occupied by two individuals who bought it in January 2021.

Source: Branch County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 ROSE ST, COLDWATER, MI 49036-1734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL
Nov 19, 2019	Warranty Deed, Transfer
Sep 23, 2019	Quit Claim Deed, Foreclosure Quitclaim
Aug 8, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Nov 19, 2019 · Amount on File
Deed Document Number	2021102
Prior Transfer Date	Sep 21, 2019
Prior Transfer Doc	201906089
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 6, 2021
Property Address	98 ROSE ST, COLDWATER, MI 49036-1734
Document Number	202100102
Map Reference	LB 2 PG 40
Instrument Date	Dec 30, 2020
Instrument	2021-00102
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 BECKWITH SHR, 912, QUINCY, MI 49082-1072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 N MAIN ST, LIGONIER, IN 46767-2058

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 19, 2019
Property Address	98 ROSE ST, COLDWATER, MI 49036-1734
Document Number	201907344
Instrument Date	Nov 11, 2019
Instrument	2019-07344
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W CHICAGO ST, 100, COLDWATER, MI 49036-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 BECKWITH SHR, QUINCY, MI 49082-1072

September 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 23, 2019
Property Address	98 ROSE ST, COLDWATER, MI 49036-1734
Document Number	201906089
Instrument Date	Sep 21, 2019
Instrument	2019-06089
Transaction Type	Foreclosure
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W HICAGO STREET, 100, COLDWATER, MI 49036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W HICAGO STREET, COLDWATER, MI 49036

August 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 8, 2019
Property Address	98 ROSE ST, COLDWATER, MI 49036-1734
Document Number	201905076
Instrument Date	Aug 8, 2019
Instrument	2019-05076
Transaction Type	Foreclosure
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$69.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 ROSE ST, 98, COLDWATER, MI 49036-1734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W CHICAGO ST, COLDWATER, MI 49036-1899

Tax Assessment & Valuation

The 2025 property tax bill for 98 Rose St was $2,381, up 3.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,100 (+12.74%)	$160,200 (+12.74%)
2025	$2,381.00 (+3.7%)	$71,050	$142,100
2024	$2,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Rose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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