68 Rose St, Coldwater, MI 49036 Property Records

Branch County property record for 68 Rose St, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1 ba · 640 sqft · built 1922
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$113,500 (Aug 2021)
Tax Bill$1,278 (2025)
Deeds & MortgagesNov 2021 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN302-000-000-912-00

Property Details

APN / Parcel Number

Primary APN302-000-000-912-00

Interior

Full Baths1 Bath
Building Area640 sqft Living Area
1st Floor Area640 sqft
Basement Area640 sqft
Unfinished Basement640 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleColonial
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address68 ROSE ST
CityCOLDWATER
StateMI
Zip49036-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 19 & 20 OAKWOOD ADDN SEC 22 T6S R6W
Legal Range06W
Legal Township06S
Legal Section22
Legal SubdivisionOAKWOOD ADD
Legal Lot Number19-20
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1029
Census Tract951400

Owner

68 Rose St is owned and occupied by an individual who acquired it in September 2021.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address68 ROSE ST, COLDWATER, MI 49036-1734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Intrafamily Transfer, Transfer
OAK TITLE SERVICES LLC
Aug 13, 2021Warranty Deed, Transfer · Conventional Mortgage
OAK MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2021 · Amount on File
Deed SaleAug 13, 2021 · Amount on File
Prior SaleOct 19, 2016 · Amount on File
Deed Document Number20216283
Last Transfer DateSep 21, 2021
Transfer Doc202108304
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateNov 4, 2021
Property Address68 ROSE ST, COLDWATER, MI 49036-1734
Document Number202108304
Map ReferenceLB 2 PG 40
Instrument DateSep 21, 2021
Instrument2021-08304
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyOAK TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address68 ROSE ST, 68, COLDWATER, MI 49036-1734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address68 ROSE ST, COLDWATER, MI 49036-1734

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateAug 13, 2021
Property Address68 ROSE ST, COLDWATER, MI 49036-1734
Document Number202106283
Map ReferenceLB 2 PG 40
Instrument DateAug 3, 2021
Instrument2021-06283
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyOAK TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$976.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2430 WIRE RD, 2430, CLARKSVILLE, AR 72830-8002

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 E GARFIELD AVE, COLDWATER, MI 49036-9106

Mortgage

Document Number202106284
DateAug 13, 2021
Instrument2021-06284
Lender
NameOAK MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 68 Rose St was $1,278, up 3.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,250 (+17.21%)$86,500 (+17.21%)
2025$1,278.00 (+3.65%)$36,900$73,800
2024$1,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 68 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Rose St

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