98 Ring Ave SW, Concord, NC 28025 Property Records

Cabarrus County property record for 98 Ring Ave SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1951
Lot Size	0.108 acres (4,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,500 (Feb 2026)
Tax Bill	$686 (2023)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5620 96 0162`

Property Details

APN / Parcel Number

Primary APN	`5620 96 0162`
Alternative APNs	`12036 0037.000000` `140816` `180062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,388 sqft
1st Floor Area	1,144 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,674 sqft (0.108 acres)
Lot Dimensions	114 ft deep x 41 ft wide
Driveway	Concrete Driveway
Driveway Area	225 sqft
Porch	Slab
Porch Area	276 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	180062
Street Address	98 RING AVE SW
City	CONCORD
State	NC
Zip	28025-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	NW SIDE RING AVE SW
Legal Subdivision	SOUTH CORBAN AVE
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1007
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Logan Neighborhood Historic District listed 2025 · 611 contributing resources · NRIS 100012454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 RING AVE SW, CONCORD, NC 28025-5275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	20263898
Deed Book / Page	17858 / 231
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 20, 2026
Property Address	98 RING AVE SW, CONCORD, NC 28025-5275
Document Number	0017858231
Book / Page	17858 / 231
Map Reference	MB 17581 PG 223
Instrument Date	Feb 20, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TRYON TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$529.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1284 KENT DOWNS AVE SW, CONCORD, NC 28027-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 RING AVE SW, CONCORD, NC 28025-5275

Mortgage

Document Number	0017858234
Date	Feb 20, 2026
Instrument	17858/234

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0017858252
Date	Feb 20, 2026
Book Page	17858/252

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 6, 2020
Property Address	98 RING AVE SW, CONCORD, NC 28025-5275
Document Number	14559322
Book / Page	014559 / 000322
Instrument Date	Oct 6, 2020
Instrument	34580
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$267.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 674 CORNELIUS NC 280310674, CORNELIUS, NC 28031-0674

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,420 (+42.32%) Land $50,000 Building $191,420
2025		$169,630 (+104.4%) Land $50,000 Building $119,630
2024			$241,420 (+190.9%) Land $50,000 Building $191,420
2023	$686.00	$82,990 Land $9,000 Building $73,990	$82,990 Land $9,000 Building $73,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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