97 Ring Ave SW, Concord, NC 28025 Property Records

Cabarrus County property record for 97 Ring Ave SW, Concord, NC 28025

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.42 acres (62,000 sqft)
Owner	Company Name on Record
Tax Bill	$896 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5620 95 0950`

Property Details

APN / Parcel Number

Primary APN	`5620 95 0950`
Alternative APNs	`12036 0072.000000` `96659`

Exterior

Lot Area	62,000 sqft (1.42 acres)
Lot Dimensions	200 ft deep x 310 ft wide

Location & Zoning

Account Number	96659
Street Address	97 RING AVE SW
City	CONCORD
State	NC
Zip	28025-5246
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RC
Legal Description	SOUTH SIDE RING AVE
Legal Subdivision	SOUTH CORBAN AVE
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1008
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Logan Neighborhood Historic District listed 2025 · 611 contributing resources · NRIS 100012454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 CHURCH ST S, CONCORD, NC 28025-3512
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL
Aug 4, 2026	Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2025	Warranty Deed, Transfer
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025
Deed Sale	Dec 30, 2025
Prior Sale	Oct 9, 2025 · Amount on Record
Deed Document Number	202530158
Deed Book / Page	17787 / 162
Last Transfer Date	Jul 20, 2026
Transfer Doc	0000017242
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 4, 2026
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	0000018484
Book / Page	18112 / 130
Instrument Date	Jul 31, 2026
Instrument	202618484
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2 CHURCH ST S, CONCORD, NC 28025-3512

Mortgage

Document Number	0000018484,
Date	Aug 4, 2026
Book Page	18112/130
Instrument	202618484

Lender

Name	LIMA ONE CAPITAL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 1, 2028

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 4, 2026
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	0000018480
Book / Page	18112 / 89
Instrument Date	Jul 31, 2026
Instrument	202618480
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2 CHURCH ST S, CONCORD, NC 28025-3512

Mortgage

Document Number	0000018480,
Date	Aug 4, 2026
Book Page	18112/89
Instrument	202618480

Lender

Name	LIMA ONE CAPITAL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Mar 1, 2028

Interest

Rate	6.43%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 21, 2026
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	0000017228
Book / Page	18091 / 58
Instrument Date	Jul 21, 2026
Instrument	202617228
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 CHURCH ST S, CONCORD, NC 28025-3512
Investor	Possibly a Property Investor

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 21, 2026
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	0000017242
Book / Page	18091 / 129
Instrument Date	Jul 20, 2026
Instrument	202617242
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2 CHURCH ST S, CONCORD, NC 28025-3512

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 30, 2025
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	0017787162
Book / Page	17787 / 162
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8722, LA JOLLA, CA 92038-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CLINE CT SW, CONCORD, NC 28025-5205

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 9, 2025
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	0001766060
Book / Page	17660 / 60
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4177 OLIVIA LN, ROCKWELL, NC 28138-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8722, LA JOLLA, CA 92038-8722
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 5, 2020
Property Address	97 RING AVE SW, CONCORD, NC 28025-5246
Document Number	14553158
Book / Page	014553 / 000158
Instrument Date	Oct 1, 2020
Instrument	34231
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4344 ABERNATHY PLACE HARRISBURG HARRISBURG NC 28075, HARRISBURG, NC 28075

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00 (+352.53%)	$90,000 (+455.56%) Land $90,000
2024			$90,000 (+455.56%) Land $90,000
2023	$198.00	$16,200 Land $16,200	$16,200 Land $16,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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