98 Ridge Dr, Boulder, CO 80304 Property Records

Boulder County property record for 98 Ridge Dr, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,868 sqft · built 1992
Lot Size	1.77 acres (77,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Aug 2002)
Tax Bill	$10,932 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1461-11-0-14-002`

Property Details

APN / Parcel Number

Primary APN	`1461-11-0-14-002`
Alternative APNs	`R0067746` `0067746`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,868 sqft Living Area
Gross Area	4,420 sqft
1st Floor Area	1,477 sqft
Upper Floors Area	1,186 sqft
Basement Area	1,205 sqft
Finished Basement	1,205 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Other
Lot Area	77,485 sqft
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	725 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0067746
Street Address	98 RIDGE DR
City	BOULDER
State	CO
Zip	80304-0447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199 PINE BROOK HILLS 4
Legal Range	71
Legal Township	1N
Legal Section	23
Legal Subdivision	PINE BROOK HILLS 4
Legal Tract	199
Legal Block	2
Legal Lot Number	199
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	2
Census Block	2001
Census Tract	13704

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 RIDGE DR, BOULDER, CO 80304-0447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage · ARM FIRST WESTERN TRUST BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2002 · Amount on Record
Deed Sale	Aug 15, 2002 · Amount on Record
Prior Sale	Aug 11, 2000 · Amount on Record
Deed Document Number	20022319715
Last Transfer Date	Jan 10, 2025
Transfer Doc	0004073083
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	98 RIDGE DR, BOULDER, CO 80304-0447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003614550
Date	Sep 13, 2017
Instrument	3614550

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	98 RIDGE DR, BOULDER, CO 80304-0447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003824820
Date	Oct 16, 2020
Instrument	3824820

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,883 (+4.74%) Land $23,093 Building $99,790	$1,877,100 (-) Land $409,600 Building $1,467,500
2025	$10,932.00 (-2.17%)	$117,319 (-9.12%) Land $25,600 Building $91,719	$1,877,100 (-2.57%) Land $409,600 Building $1,467,500
2023	$11,175.00 (+16.25%)	$129,089 (+30.67%) Land $25,889 Building $103,200	$1,926,700 (+35.55%) Land $386,400 Building $1,540,300
2022	$9,613.00	$98,788 Land $20,920 Building $77,868	$1,421,400 Land $301,000 Building $1,120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.3% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE BROOK HILLS WD serves 1,100 people · EPA ID CO0107610
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: LiveWireNet, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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