98 Providence St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 98 Providence St, Worcester, MA 01604 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,426 sqft · built 1890
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Oct 2018)
Tax Bill	$6,397 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5-037-00040`

Property Details

APN / Parcel Number

Primary APN	`5-037-00040`
Alternative APN	`WORC M:05 B:037 L:00040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,426 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	1,213 sqft
Attic	Attic
Attic Area	1,031 sqft
Basement Area	1,031 sqft
Unfinished Basement	1,031 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	5-037-00040
Street Address	98 PROVIDENCE ST
City	WORCESTER
State	MA
Zip	01604-4427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	37
Legal Lot Number	40
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3009
Census Tract	732400

Owner

Source: Worcester County and Worcester City records · APN 5-037-00040

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 PROVIDENCE ST, WORCESTER, MA 01604-4427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jul 20, 2018	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Book / Page	59583 / 145
Record Updated	Jun 08, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 23, 2018
Property Address	98 PROVIDENCE ST, WORCESTER, MA 01604-4427
Document Number	59583-145
Book / Page	59583 / 145
Instrument	112396
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	595830147
Date	Oct 23, 2018
Instrument	59583/0147

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jul 20, 2018
Property Address	98 PROVIDENCE ST, WORCESTER, MA 01604-4427
Document Number	59126-247
Book / Page	059126 / 000247
Instrument Date	Jun 18, 2018
Instrument	73869
Transaction Type	Foreclosure
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$738.72
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 COOLIDGE ST AUBURN MA 015012914, AUBURN, MA 01501-2914

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,397.00 (+11.54%)	$485,000 (+21.28%) Land $97,600 Building $387,400
2023	$5,735.00	$399,900 Land $84,900 Building $315,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Providence Street Firehouse listed 1980 · 1 contributing resources · NRIS 80000553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 718 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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