91 Providence St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 91 Providence St, Worcester, MA 01604

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,930 sqft · built 1890
Lot Size	0.087 acres (3,782 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Mar 2024)
Tax Bill	$7,763 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-039-00027`

Property Details

APN / Parcel Number

Primary APN	`5-039-00027`
Alternative APN	`WORC M:05 B:039 L:00027`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,930 sqft Living Area
Gross Area	5,752 sqft
1st Floor Area	1,310 sqft
Basement Area	1,418 sqft
Unfinished Basement	1,418 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,782 sqft (0.087 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	5-039-00027
Street Address	91 PROVIDENCE ST
City	WORCESTER
State	MA
Zip	01604-4463
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	39
Legal Lot Number	27
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	732400

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 PROVIDENCE ST, WORCESTER, MA 01604-4463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Quit Claim Deed, Transfer NBKC BANK
Mar 29, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	May 17, 2010 · Amount on Record
Deed Book / Page	70346 / 25
Last Transfer Date	Oct 6, 2025
Transfer Doc	072681-254
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 16, 2025
Property Address	91 PROVIDENCE ST, WORCESTER, MA 01604-4463
Document Number	072681-254
Book / Page	72681 / 254
Instrument Date	Oct 6, 2025
Instrument	89243
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 PROVIDENCE ST, WORCESTER, MA 01604-4463

Mortgage

Document Number	0000089244
Date	Oct 16, 2025
Instrument	89244

Lender

Name	NBKC BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 29, 2024
Property Address	91 PROVIDENCE ST, WORCESTER, MA 01604-4463
Document Number	0070346-25
Book / Page	70346 / 25
Instrument Date	Mar 29, 2024
Instrument	23133
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	91 PROVIDENCE ST, WORCESTER, MA 01604-4463

Mortgage

Document Number	0000023134
Date	Mar 29, 2024
Instrument	23134

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,763.00 (+2.55%)	$584,600 (+1.86%) Land $71,200 Building $513,400
2025	$7,570.00 (+13.53%)	$573,900 (+23.42%) Land $67,000 Building $506,900
2023	$6,668.00	$465,000 Land $58,300 Building $406,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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