98 Prospect St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 98 Prospect St, Hatfield, MA 01038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,286 sqft · built 1974
Lot Size	8.44 acres (367,781 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Dec 2017)
Tax Bill	$10,646 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2017 Sale & Mortgage
APN	`HATF M:0220 B:0194 L:0`

Property Details

APN / Parcel Number

Primary APN	`HATF M:0220 B:0194 L:0`
Alternative APN	`1235`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	4,951 sqft
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	367,781 sqft (8.44 acres)
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1235
Street Address	98 PROSPECT ST
City	HATFIELD
State	MA
Zip	01038-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	194
Jurisdiction	HATFIELD MA
Township / Civil Division	HATFIELD
Census Block Group	1
Census Block	1006
Census Tract	821500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mill-Prospect Street Historic District listed 2002 · 169 contributing resources · NRIS 02001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Hatfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	98 PROSPECT ST, HATFIELD, MA 01038-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Dec 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Dec 28, 1990 · Amount on Record
Deed Book / Page	12833 / 112
Transfer Doc	012833-112
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	98 PROSPECT ST, HATFIELD, MA 01038-9741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014687-348
Date	Sep 28, 2022
Book Page	14687/348
Instrument	20117

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HATFIELD MA
Recording Date	Dec 15, 2017
Property Address	98 PROSPECT ST, HATFIELD, MA 01038-9741
Document Number	12833-112
Book / Page	012833 / 000112
Instrument Date	Dec 14, 2017
Instrument	26273
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 ELM ST HATFIELD MA 010389715, HATFIELD, MA 01038-9715

Mortgage

Document Number	12833-114
Date	Dec 15, 2017
Book Page	012833/000114
Instrument	26274

Lender

Name	FLORENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hatfield Town
Unified School District	Hatfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,646.00 (+5.6%)	$725,676 (-0.37%) Land $176,976 Building $519,000	$702,402 (+26.65%)
2025	$10,081.00 (-1.89%)	$728,400 (+8.54%) Land $192,900 Building $535,500	$554,610 (-2.46%)
2024	$10,275.00 (+78.51%)	$671,100 (+57.17%) Land $169,700 Building $501,400	$568,575
2023	$5,756.00	$427,000 Land $160,000 Building $267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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