89 Prospect St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 89 Prospect St, Hatfield, MA 01038

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,940 sqft · built 1966
Lot Size	1.12 acres (48,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,900 (Jan 2017)
Tax Bill	$6,706 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Apr 2021 Refinance + 1 more
APN	`HATF M:0220 B:0181 L:0`

Property Details

APN / Parcel Number

Primary APN	`HATF M:0220 B:0181 L:0`
Alternative APN	`1221`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
Gross Area	5,870 sqft
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,922 sqft (1.12 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1221
Street Address	89 PROSPECT ST
City	HATFIELD
State	MA
Zip	01038-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	181
Jurisdiction	HATFIELD MA
Township / Civil Division	HATFIELD
Census Block Group	3
Census Block	3018
Census Tract	821500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mill-Prospect Street Historic District listed 2002 · 169 contributing resources · NRIS 02001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Hatfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 PROSPECT ST, HATFIELD, MA 01038-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jan 30, 2017	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	May 25, 2012
Deed Book / Page	12540 / 213
Transfer Doc	012540-213
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	89 PROSPECT ST, HATFIELD, MA 01038-9741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015233-109
Date	Sep 11, 2024
Book Page	15233/109
Instrument	14085

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	89 PROSPECT ST, HATFIELD, MA 01038-9741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014062-50
Date	Apr 16, 2021
Book Page	14062/50
Instrument	9135

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HATFIELD MA
Recording Date	Jan 30, 2017
Property Address	89 PROSPECT ST, HATFIELD, MA 01038-9741
Document Number	12540-213
Book / Page	12540 / 213
Instrument	2129
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	125400217
Date	Jan 30, 2017
Instrument	12540/0217

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hatfield Town
Unified School District	Hatfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,706.00 (+6.55%)	$457,100 (+0.51%) Land $160,300 Building $296,800	$574,110 (+16.73%)
2025	$6,294.00 (+4.87%)	$454,800 (+16.02%) Land $158,000 Building $296,800	$491,815 (-0.4%)
2024	$6,002.00 (+20.69%)	$392,000 (+6.26%) Land $137,800 Building $254,200	$493,810
2023	$4,973.00	$368,900 Land $131,000 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–1999)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 1999 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HATFIELD WATER DEPT serves 3,164 people · EPA ID MA1127000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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