Hampden County and West Springfield Town City property record for 98 Prospect Ave, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,160 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,949 (2026) |
| Deeds & Mortgages | Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-24150-0U-001 |
| Primary APN | 445-24150-0U-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 2,303 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 445-24150-0U-001 |
|---|---|
| Street Address | 98 PROSPECT AVE |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 24150 |
| Legal Lot Number | U |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 812202 |
98 Prospect Ave is owned and occupied by an individual.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Jan 18, 2017 |
| Property Address | 98 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4552 |
| Document Number | 21536-531 |
| Book / Page | 021536 / 000531 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2957 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 PROSPECT AVE WEST SPRINGFIELD MA 010894552, WEST SPRINGFIELD, MA 01089-4552 |
The 2026 property tax bill for 98 Prospect Ave was $3,949, up 5.6% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,949.00 (+5.64%) | $281,700 (+12.05%) Land $123,800 Building $157,900 | $269,586 (+11.46%) |
| 2025 | $3,738.00 (-0.05%) | $251,400 (-0.44%) Land $112,400 Building $139,000 | $241,870 |
| 2024 | $3,740.00 (+6.4%) | $252,500 (+11.63%) Land $112,400 Building $140,100 | |
| 2023 | $3,515.00 | $226,200 Land $112,400 Building $113,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985–1999) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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