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92 Prospect Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 92 Prospect Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 972 sqft · built 1947
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (Jan 2023)
Tax Bill$3,645 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN445-24100-0U-001

Property Details

APN / Parcel Number

Primary APN445-24100-0U-001
Alternative APN
  • WSPR M:00445 B:24100 L:0000U

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area972 sqft Living Area
Gross Area2,540 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number445-24100-0U-001
Street Address92 PROSPECT AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block24100
Legal Lot NumberU
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1008
Census Tract812202

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address92 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Quit Claim Deed, Transfer · FHA Mortgage
LEADERONE FINANCIAL
Jan 15, 2020Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Book / Page24890 / 529
Transfer Doc20394-397
Record UpdatedJun 8, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 27, 2023
Property Address92 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4552
Document Number024890-529
Book / Page24890 / 529
Instrument DateJan 27, 2023
Instrument4443
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MEADOW ST APT 10, 10, AGAWAM, MA 01001-2292

Mortgage

Document Number0000004444
DateJan 27, 2023
Instrument4444
Lender
NameLEADERONE FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address92 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23047-101
DateJan 15, 2020
Book Page23047/101
Instrument2525
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,645.00$245,100 (-0.41%) Land $112,200 Building $132,900$267,995
2024$3,645.00 (+6.52%)$246,100 (+11.76%) Land $112,200 Building $133,900
2023$3,422.00$220,200 Land $112,200 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1985–1999)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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