98 Prescott St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 98 Prescott St, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,051 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,385,000 (Jan 2026)
Tax Bill	$17,810 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-00034-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`09-00034-0000-00036`
Alternative APN	`090003400036`

Interior

Building Area	2,051 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	98 PRESCOTT ST
City	DEMAREST
State	NJ
Zip	07627-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.230AC
Legal Subdivision	BOSTON LAND CO ESTATE SEC D
Legal Block	34
Legal Lot Number	36
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	4
Census Block	4009
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 25, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
May 7, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 31, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	20263080
Deed Book / Page	5702 / 674
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 14, 2026
Property Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419
Document Number	0057020674
Book / Page	5702 / 674
Instrument Date	Dec 8, 2025
Instrument	2026003080
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,083.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 PRESENT STREET, DEMAREST, NJ 07627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419

Mortgage

Document Number	0057020680
Date	Jan 14, 2026
Book Page	5702/680
Instrument	2026003081

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 25, 2023
Property Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419
Document Number	0049791279
Book / Page	4979 / 1279
Instrument Date	Mar 31, 2023
Instrument	2023027881
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,564.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419

Mortgage

Document Number	2023027882
Date	Apr 25, 2023
Instrument	2023027882

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 7, 2021
Property Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419
Document Number	0041290703
Book / Page	4129 / 703
Instrument Date	Apr 1, 2021
Instrument	2021071763
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CB TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 PIERCE AVE, 30, CRESSKILL, NJ 07626-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419

Mortgage

Document Number	2021071764
Date	May 7, 2021
Instrument	2021071764

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039131502
Date	Jan 14, 2021
Book Page	3913/1502
Instrument	21-006200

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 31, 2018
Property Address	98 PRESCOTT ST, DEMAREST, NJ 07627-1419
Document Number	0031410898
Book / Page	003141 / 000898
Instrument Date	Dec 15, 2018
Instrument	90918
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PRESCOTT ST DEMAREST NJ 076271419, DEMAREST, NJ 07627-1419

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$986,700 (-) Land $592,000 Building $394,700	$986,700 (-) Land $592,000 Building $394,700
2025	$17,810.00 (+12.25%)	$986,700 (+90.12%) Land $592,000 Building $394,700	$986,700 (+90.12%) Land $592,000 Building $394,700
2024	$15,866.00 (+7.68%)
2023		$519,000 Land $321,000 Building $198,000	$519,000 Land $321,000 Building $198,000
2022	$14,734.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2010–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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