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97 Prescott St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 97 Prescott St, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details1,213 sqft · built 2025
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on Record
Last Sale$3,330,000 (Jan 2026)
Tax Bill$16,052 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-00033-0000-00038

Property Details

APN / Parcel Number

Primary APN09-00033-0000-00038
Alternative APN
  • 090003300038

Interior

Building Area1,213 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area15,987 sqft (0.367 acres)
Lot Dimensions100 ft deep x 160 ft wide

Location & Zoning

Street Address97 PRESCOTT ST
CityDEMAREST
StateNJ
Zip07627-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal Description0.367AC
Legal SubdivisionBOSTON LAND CO ESTATE
Legal Block33
Legal Lot Number38
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group4
Census Block4009
Census Tract9100

Owner

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 PRESCOTT ST, DEMAREST, NJ 07627-1406
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Commercial Mortgage
ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Jan 29, 2026Deed, Subdivision Related Transfer · Conventional Mortgage
LUMINATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2026 · Amount on Record
Deed SaleJan 29, 2026 · Amount on Record
Prior SaleDec 10, 2024 · Amount on Record
Deed Document Number20266231
Deed Book / Page5712 / 1152
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address97 PRESCOTT ST, DEMAREST, NJ 07627-1406
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 HOLLAND AVE, DEMAREST, NJ 07627-2621

Mortgage

Document Number0055811957
DateAug 22, 2025
Book Page5581/1957
Instrument2025057658
Lender
NameABL RPC RESIDENTIAL CREDIT ACQUISITION L
AddressJERSEY CITY, NJ 07302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueSep 1, 2026

January 2026: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 29, 2026
Property Address97 PRESCOTT ST, DEMAREST, NJ 07627-1406
Document Number0057121152
Book / Page5712 / 1152
Instrument DateJan 6, 2026
Instrument2026006231
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 1, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address94 ANDERSON AVE, DEMAREST, NJ 07627-1730

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 PRESCOTT ST, DEMAREST, NJ 07627-1406

Mortgage

Document Number2026006232
DateJan 29, 2026
Instrument2026006232
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$889,300 (-) Land $646,800 Building $242,500$889,300 (-) Land $646,800 Building $242,500
2025$16,052.00 (+20.29%)$889,300 (+103.73%) Land $646,800 Building $242,500$889,300 (+103.73%) Land $646,800 Building $242,500
2024$13,344.00 (+9.9%)
2023$436,500 Land $348,400 Building $88,100$436,500 Land $348,400 Building $88,100
2022$12,142.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2010–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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