Middlesex County and Ayer Town property record for 98 Pleasant St, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,968 sqft · built 1930 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Apr 2026) |
| Tax Bill | $5,731 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:019 B:0000 L:0090 |
| Primary APN | AYER M:019 B:0000 L:0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 1,444 sqft |
| Unfinished Basement | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 PLEASANT ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 90 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0090
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 PLEASANT ST, AYER, MA 01432-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 01, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Aug 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2021 · Amount on Record |
| Deed Document Number | 202636213 |
| Deed Book / Page | 85421 / 198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 01, 2026 |
| Property Address | 98 PLEASANT ST, AYER, MA 01432-1113 |
| Document Number | 085421-198 |
| Book / Page | 85421 / 198 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202636213 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 PLEASANT ST, AYER, MA 01432-1113 |
| Date | Apr 01, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 19, 2021 |
| Property Address | 98 PLEASANT ST, AYER, MA 01432-1113 |
| Document Number | 78506-415 |
| Book / Page | 78506 / 415 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 186235 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 PLEASANT ST, AYER, MA 01432-1113 |
| Document Number | 186236 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 186236 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 98 PLEASANT ST, AYER, MA 01432-1113 |
| Document Number | 73319-325 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 98 PLEASANT ST AYER MA 014321113, AYER, MA 01432-1113 |
| Document Number | 73319-325 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 073319/000325 |
| Instrument | 143949 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2039 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,731.00 (+10.15%) | $479,200 (+14.39%) Land $149,300 Building $329,900 | $549,955 (+2.32%) |
| 2024 | $537,510 | ||
| 2023 | $5,203.00 | $418,900 Land $160,200 Building $258,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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