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96 Pleasant St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 96 Pleasant St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,570 sqft · built 1930
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$688,000 (Jul 2024)
Tax Bill$6,190 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:019 B:0000 L:0091

Property Details

APN / Parcel Number

Primary APNAYER M:019 B:0000 L:0091

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,570 sqft Living Area
Basement Area1,100 sqft
Unfinished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address96 PLEASANT ST
CityAYER
StateMA
Zip01432-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number91
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group1
Census Block1003
Census Tract325102

Owner

96 Pleasant St is owned and occupied by two individuals who bought it in July 2024.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address96 PLEASANT ST, AYER, MA 01432-1113
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
Jun 29, 2021Quit Claim Deed, Transfer · ARM
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2024 · Amount on File
Deed SaleJul 10, 2024 · Amount on File
Prior SaleJun 4, 1997 · Amount on File
Deed Document Number202474850
Deed Book / Page82986 / 164
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Recording DateJun 24, 2026
Property Address96 PLEASANT ST, AYER, MA 01432-1113
Document Number0000075982
Book / Page85779 / 1
Instrument DateJun 18, 2026
Instrument202675982
Transaction TypeMortgage
Record UpdatedJul 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PLEASANT ST, AYER, MA 01432-1113

Mortgage

Document Number0000075982,
DateJun 24, 2026
Book Page85779/1
Instrument202675982
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 29, 2021
Property Address96 PLEASANT ST, AYER, MA 01432-1113
Document Number078134-264
Book / Page78134 / 264
Instrument DateJun 8, 2021
Instrument147330
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address96 PLEASANT ST, AYER, MA 01432-1113

Mortgage

Document Number078134-267
DateJun 29, 2021
Book Page78134/267
Instrument147331
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 1, 2028
IndexOther
Margin3

Tax Assessment & Valuation

The 2025 property tax bill for 96 Pleasant St was $6,190.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,190.00$517,600 Land $146,400 Building $371,200$640,015 (+0.33%)
2024$637,925
2023$5,783.00$465,600 Land $157,000 Building $308,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Pleasant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Pleasant St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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