98 Phillips Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 98 Phillips Dr, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,946 sqft · built 1965
Lot Size0.344 acres (15,002 sqft)
Owner2 Company Names on Record
Last Sale$347,000 (Sep 2015)
Tax Bill$10,596 (2025)
Deeds & MortgagesMar 2026 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-10259-22-00011

Property Details

APN / Parcel Number

Primary APN15-10259-22-00011
Alternative APNs
  • 1510259002200011
  • 06676000

Interior

Stories2 Stories
Building Area1,946 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Location & Zoning

Account Number06676000
Street Address98 PHILLIPS DR
CityOLD BRIDGE
StateNJ
Zip08857-2432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description100X150
Legal SubdivisionROCK HILL SEC 3
Legal Block10259
Legal Lot Number11
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group1
Census Block1005
Census Tract7906

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address98 PHILLIPS DR, OLD BRIDGE, NJ 08857-2432
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Intrafamily Transfer, Transfer
PLAZA ABSTRACT SERVICES LLC
Dec 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Prior SaleJan 24, 1978
Deed Document Number2015372
Deed Book / Page6732 / 875
Last Transfer DateNov 18, 2020
Transfer Doc0000132026
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateMar 26, 2026
Property Address98 PHILLIPS DR, OLD BRIDGE, NJ 08857-2432
Document Number0000019523
Book / Page19983 / 34
Instrument DateMar 23, 2026
Instrument2026019523
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyPLAZA ABSTRACT SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address98 PHILLIPS DR, OLD BRIDGE, NJ 08857-2432

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address98 PHILLIPS DR, OLD BRIDGE, NJ 08857-2432

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateDec 21, 2020
Property Address98 PHILLIPS DR, OLD BRIDGE, NJ 08857-2432
Document Number2020132026
Book / Page18192 / 455
Instrument DateNov 18, 2020
Instrument2020132026
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyTWO RIVERS TITLE CO LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PHILLIPS DR, OLD BRIDGE, NJ 08857-2432

Mortgage

Document Number2020132027
DateDec 21, 2020
Instrument2020132027
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,500 (-) Land $63,000 Building $104,500$167,500 (-) Land $63,000 Building $104,500
2025$10,596.00 (+10.05%)$167,500 (-) Land $63,000 Building $104,500$167,500 (-) Land $63,000 Building $104,500
2024$9,628.00 (+7.43%)
2023$167,500 Land $63,000 Building $104,500$167,500 Land $63,000 Building $104,500
2022$8,962.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims6 (1978–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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