95 Phillips Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 95 Phillips Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,787 sqft · built 1965
Lot Size	0.348 acres (15,150 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2001)
Tax Bill	$9,325 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10259-12-00012`

Property Details

APN / Parcel Number

Primary APN	`15-10259-12-00012`
Alternative APNs	`1510259001200012` `06519000`

Interior

Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,787 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	15,150 sqft (0.348 acres)
Lot Dimensions	150 ft deep x 101 ft wide

Location & Zoning

Account Number	06519000
Street Address	95 PHILLIPS DR
City	OLD BRIDGE
State	NJ
Zip	08857-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	101X150
Legal Subdivision	ROCK HILL SEC 03
Legal Block	10259
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1006
Census Tract	7906

Owner

95 Phillips Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 PHILLIPS DR, OLD BRIDGE, NJ 08857-2415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2001 · Amount on File
Deed Sale	Aug 24, 2001 · Amount on File
Deed Book / Page	4946 / 605
Last Transfer Date	Aug 23, 2021
Transfer Doc	2021123036
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 28, 2021
Property Address	95 PHILLIPS DR, OLD BRIDGE, NJ 08857-2415
Document Number	2021123036
Book / Page	18648 / 358
Instrument Date	Aug 23, 2021
Instrument	2021123036
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 PHILLIPS DR, OLD BRIDGE, NJ 08857-2415

Mortgage

Document Number	2021123037
Date	Sep 28, 2021
Instrument	2021123037

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 95 Phillips Dr was $9,325, up 10.1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,400 (-) Land $63,100 Building $84,300	$147,400 (-) Land $63,100 Building $84,300
2025	$9,325.00 (+10.06%)	$147,400 Land $63,100 Building $84,300	$147,400 Land $63,100 Building $84,300
2024	$8,473.00
2023		$147,400 Land $63,100 Building $84,300	$147,400 Land $63,100 Building $84,300
2022	$7,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Phillips Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Phillips Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20