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98 Pamlico Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 98 Pamlico Rd, Fletcher, NC 28732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,953 sqft · built 2008
Lot Size0.16 acres (6,970 sqft)
Owner2 Company Names on Record
Tax Bill$2,476 (2025)
Deeds & MortgagesOct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN9642909551

Property Details

APN / Parcel Number

Primary APN9642909551
Alternative APN
  • 1006077

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,953 sqft Heated Area
1st Floor Area1,743 sqft
AtticAttic
Attic Area210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,970 sqft (0.16 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area217 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1006077
Street Address98 PAMLICO RD
CityFLETCHER
StateNC
Zip28732-8756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1006077~R1
Legal DescriptionRIVER STONE LO228 SE4B PL2006-6320
Legal SubdivisionCOTTAGES RIVERSTONE
Legal Block90
Legal Lot Number9551
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group1
Census Block1046
Census Tract930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address98 PAMLICO RD, FLETCHER, NC 28732-8756
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020
Deed SaleOct 14, 2020
Prior SaleOct 14, 2020
Deed Document Number2020935759
Deed Book / Page3580 / 48
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHENDERSON NC
Recording DateOct 14, 2020
Property Address98 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number0035800048
Book / Page003580 / 000048
Instrument DateOct 8, 2020
Instrument935759
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PAMLICO RD FLETCHER NC 287328756, FLETCHER, NC 28732-8756

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,100 (-) Land $160,000 Building $302,100
2025$2,476.00
2023$462,100 Land $160,000 Building $302,100$462,100 Land $160,000 Building $302,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2018–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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