88 Pamlico Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 88 Pamlico Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Aug 2021)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Nov 2022 Sale Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9652000512`

Property Details

APN / Parcel Number

Primary APN	`9652000512`
Alternative APN	`1006078`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Heated Area
1st Floor Area	1,743 sqft
Attic	Attic
Attic Area	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1006078
Street Address	88 PAMLICO RD
City	FLETCHER
State	NC
Zip	28732-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1006078~R1
Legal Description	RIVER STONE LO229 PL2006-6320
Legal Subdivision	RIVER STONE
Legal Lot Number	512
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	1
Census Block	1046
Census Tract	930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19 WARBLER DR, FLETCHER, NC 28732-9712
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 30, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MTG
May 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	2021960718
Deed Book / Page	3767 / 442
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 9, 2022
Property Address	88 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0039840243
Book / Page	3984 / 243
Map Reference	MB 2006 PG 6320
Instrument Date	Nov 3, 2022
Instrument	989452
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 WARBLER DR, 19, FLETCHER, NC 28732-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WARBLER DR, FLETCHER, NC 28732-9712

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 18, 2021
Property Address	88 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0037670442
Book / Page	3767 / 442
Map Reference	SL 6320
Instrument Date	Aug 18, 2021
Instrument	960718
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	394 MERRIMON AVE, 394, ASHEVILLE, NC 28801-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WARBLER DR, FLETCHER, NC 28732-9712

Mortgage

Document Number	0000960719
Date	Aug 18, 2021
Instrument	960719

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 30, 2019
Property Address	88 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0033400467
Book / Page	003340 / 000467
Instrument Date	May 30, 2019
Instrument	904424
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	394 MERRIMON AVE ASHEVILLE NC 288011226, ASHEVILLE, NC 28801-1226

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	88 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0033400245
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 PAMLICO RD FLETCHER NC 287328756, FLETCHER, NC 28732-8756

Mortgage

Document Number	0033400245
Date	May 29, 2019
Book Page	003340/000245
Instrument	904385

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 29, 2019
Property Address	88 PAMLICO RD, FLETCHER, NC 28732-8756
Document Number	0033400242
Book / Page	003340 / 000242
Instrument Date	Jul 20, 2018
Instrument	904384
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	594 MERRIMEN AVE ASHEVILLE NC 28801, ASHEVILLE, NC 28801

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,300 (-) Land $160,000 Building $302,300
2025	$2,477.00
2023		$462,300 Land $160,000 Building $302,300	$462,300 Land $160,000 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2018–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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