98 Pacolet St, Tryon, NC 28782 Property Records

Polk County property record for 98 Pacolet St, Tryon, NC 28782

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 ba · 1,323 sqft · built 1969
Lot Size	0.088 acres (3,833 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (May 2023)
Tax Bill	$1,311 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`T11-C16`

Property Details

APN / Parcel Number

Primary APN	`T11-C16`
Alternative APN	`3419`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,323 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Flat
Lot Area	3,833 sqft (0.088 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	3419
Street Address	98 PACOLET ST
City	TRYON
State	NC
Zip	28782-3363
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	M
Legal Description	T11A, 0T81 TRYON AREA 81
Legal Subdivision	TRYON AREA 81
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1002
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	80 COUNTRY CLUB RD, TRYON, NC 28782-9654
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit MD CAPITAL INVESTMENTS LLC
May 19, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	478 / 503
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	98 PACOLET ST, TRYON, NC 28782-3363
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000484/708
Date	Mar 21, 2024
Book Page	484/708

Lender

Name	MD CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2025

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 19, 2023
Property Address	98 PACOLET ST, TRYON, NC 28782-3363
Document Number	000478/503
Book / Page	478 / 503
Map Reference	FILE G PG 454
Instrument Date	May 15, 2023
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 LANIER ST, TRYON, NC 28782-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COUNTRY CLUB RD, TRYON, NC 28782-9654

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,311.00	$283,257 (-) Land $44,000 Building $239,257	$283,257 (-) Land $44,000 Building $239,257
2025	$1,311.00 (+28.28%)	$283,257 (+58.64%) Land $44,000 Building $239,257	$283,257 (+58.64%) Land $44,000 Building $239,257
2023	$1,022.00	$178,549 Land $22,500 Building $156,049
2021			$178,549 Land $22,500 Building $156,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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