150 Pacolet St, Tryon, NC 28782 Property Records

Polk County property record for 150 Pacolet St, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 798 sqft · built 1930
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2024)
Tax Bill	$1,494 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T11-C11`

Property Details

APN / Parcel Number

Primary APN	`T11-C11`
Alternative APN	`56290`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	798 sqft Finished Area
Basement Area	798 sqft
Unfinished Basement	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56290
Street Address	150 PACOLET ST
City	TRYON
State	NC
Zip	28782-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	0.35 ACRE, PLAT: CARD FILE C-618, 0T81 TRYON AREA 81
Legal Subdivision	TRYON AREA 81
Legal Tract	A
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1002
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 PACOLET ST, TRYON, NC 28782-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 17, 2018	Warranty Deed, Transfer HOME TRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Book / Page	485 / 825
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	150 PACOLET ST, TRYON, NC 28782-3342
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	460/2033
Date	Jun 25, 2021
Book Page	460/2033

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 17, 2018
Property Address	150 PACOLET ST, TRYON, NC 28782-3342
Document Number	000435/876
Book / Page	435 / 876
Instrument Date	Aug 14, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 PACOLET ST, TRYON, NC 28782-3342

Mortgage

Document Number	0000000435/0000000879
Date	Aug 17, 2018
Book Page	0000000435/0000000879

Lender

Name	HOME TRUST BK

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,494.00 (+2.12%)	$322,940 (+2.17%) Land $100,000 Building $222,940	$322,940 (+2.17%) Land $100,000 Building $222,940
2025	$1,463.00 (+62.2%)	$316,080 (+100.62%) Land $100,000 Building $216,080	$316,080 (+100.62%) Land $100,000 Building $216,080
2023	$902.00	$157,548 Land $70,000 Building $87,548
2021			$157,548 Land $70,000 Building $87,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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