98 Orchard Cir, Commerce, GA 30529 Property Records

Jackson County property record for 98 Orchard Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,265 sqft · built 1975
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2025)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C17 039`

Property Details

APN / Parcel Number

Primary APN	`C17 039`
Alternative APN	`9547`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,265 sqft Heated Area
1st Floor Area	1,265 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9547
Street Address	98 ORCHARD CIR
City	COMMERCE
State	GA
Zip	30529-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 BLK B PIEDMONT HILLS
Legal Subdivision	PIEDMONT HILLS
Legal Block	B
Legal Lot Number	8
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2003
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 ORCHARD CIR, COMMERCE, GA 30529-1642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Jun 5, 2017	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE
Oct 25, 2017	Grant Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Book / Page	116B / 775
Prior Transfer Date	Aug 31, 1998
Prior Transfer Doc	0018000142
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 7, 2023
Property Address	98 ORCHARD CIR, COMMERCE, GA 30529-1642
Document Number	00107Q0638
Book / Page	107Q / 638
Instrument Date	Aug 7, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ORCHARD CIR, COMMERCE, GA 30529-1642

Mortgage

Document Number	000107Q641
Date	Aug 7, 2023
Instrument	107Q/641

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	98 ORCHARD CIR, COMMERCE, GA 30529-1642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00077D0727
Date	Jun 5, 2017
Book Page	77D/727

Lender

Name	OCEANSIDE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 25, 2017
Property Address	98 ORCHARD CIR, COMMERCE, GA 30529-1642
Document Number	00078S0145
Book / Page	00078S / 000145
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ORCHARD CIR COMMERCE GA 305291642, COMMERCE, GA 30529-1642

Mortgage

Document Number	78S0146
Date	Oct 25, 2017
Book Page	00078S/000146

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,520 (-) Land $18,000 Building $74,520	$231,300 (-) Land $45,000 Building $186,300
2025	$2,470.00 (-3.29%)	$92,520 (-) Land $18,000 Building $74,520	$231,300 (-) Land $45,000 Building $186,300
2024	$2,554.00 (+39.64%)	$92,520 (+16.76%) Land $18,000 Building $74,520	$231,300 (+16.76%) Land $45,000 Building $186,300
2023	$1,829.00 (-6.97%) Homeowner's exemption	$79,240 (+29.22%) Land $14,000 Building $65,240	$198,100 (+29.22%) Land $35,000 Building $163,100
2022	$1,966.00 Homeowner's exemption	$61,320 Land $10,000 Building $51,320	$153,300 Land $25,000 Building $128,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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