93 Orchard Cir, Commerce, GA 30529 Property Records

Jackson County property record for 93 Orchard Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 1960
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2025)
Tax Bill	$732 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C17 010`

Property Details

APN / Parcel Number

Primary APN	`C17 010`
Alternative APN	`9513`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Heated Area
1st Floor Area	1,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	16 sqft
Lean-To	64 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9513
Street Address	93 ORCHARD CIR
City	COMMERCE
State	GA
Zip	30529-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 & 1/2 OF 13 BLK A PIEDMONT HILLS
Legal Subdivision	HILL
Legal Block	A
Legal Lot Number	1,14
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2002
Census Tract	10300

Owner

93 Orchard Cir is owned and occupied by two individuals who bought it in August 2025.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer · FHA Mortgage LOWER
Aug 26, 2025	Warranty Deed, Transfer
Jul 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Oct 26, 2005 · Amount on File
Deed Book / Page	116T / 641
Prior Transfer Date	Aug 25, 2025
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 26, 2025
Property Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648
Document Number	00116T0641
Book / Page	116T / 641
Instrument Date	Aug 25, 2025
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648

Mortgage

Document Number	000116T643
Date	Aug 26, 2025
Instrument	116T/643

Lender

Name	LOWER

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 26, 2025
Property Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648
Document Number	00116T0657
Book / Page	116T / 657
Instrument Date	Aug 25, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 28, 2022
Property Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648
Document Number	00103T0622
Book / Page	103T / 622
Instrument Date	Jul 28, 2022
Instrument	2022-004172
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 ORCHARD CIR, COMMERCE, GA 30529-1648

Tax Assessment & Valuation

The 2025 property tax bill for 93 Orchard Cir was $732 with a homeowner's exemption, down 40.6% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,232 (-) Land $27,000 Building $47,232	$185,580 (-) Land $67,500 Building $118,080
2025	$732.00 (-40.58%) Homeowner's exemption	$74,232 (-) Land $27,000 Building $47,232	$185,580 (-) Land $67,500 Building $118,080
2024	$1,232.00 (+115.76%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$74,232 (+18.04%) Land $27,000 Building $47,232	$185,580 (+18.04%) Land $67,500 Building $118,080
2023	$571.00 (-10.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$62,888 (+29.38%) Land $21,000 Building $41,888	$157,220 (+29.38%) Land $52,500 Building $104,720
2022	$641.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$48,608 Land $15,000 Building $33,608	$121,520 Land $37,500 Building $84,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 Orchard Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Orchard Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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