98 Opal Ln, Clayton, NC 27520 Property Records

Johnston County property record for 98 Opal Ln, Clayton, NC 27520 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 2004
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Apr 2016)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05G04039G`

Property Details

APN / Parcel Number

Primary APN	`05G04039G`
Alternative APN	`2000191887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	1,310 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	172 sqft
Deck Area	253 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000191887
Street Address	98 OPAL LN
City	CLAYTON
State	NC
Zip	27520-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 30 COVENTRY 65/322
Legal Subdivision	COVENTRY
Legal Lot Number	30
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2005
Census Tract	41104

Owner

Source: Johnston County records · APN 05G04039G

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 OPAL LN, CLAYTON, NC 27520-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2016 · Amount on Record
Deed Sale	Apr 18, 2016 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	0000486291
Deed Book / Page	4749 / 0550
Last Transfer Date	Dec 10, 2025
Transfer Doc	0000039095
Record Updated	Jun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Dec 10, 2025
Property Address	98 OPAL LN, CLAYTON, NC 27520-3817
Document Number	0000039095
Book / Page	DEED7015 / 180
Map Reference	MB 65 PG 321 - 322
Instrument Date	Dec 05, 2025
Instrument	2025039095
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, ACRISURE NATL LENDER SVCS LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 OPAL LN, CLAYTON, NC 27520-3817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 OPAL LN, CLAYTON, NC 27520-3817

Mortgage

Document Number	0000039096
Date	Dec 10, 2025
Instrument	2025039096

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1052 Months
Due	Aug 14, 2113

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+52.18%)	$324,330 (+87.48%) Land $85,000 Building $239,330	$324,330 (+87.48%) Land $85,000 Building $239,330
2023	$1,353.00	$172,990 Land $44,000 Building $128,990	$172,990 Land $44,000 Building $128,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010411042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.