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103 Opal Ln, Clayton, NC 27520 Property Records

Johnston County property record for 103 Opal Ln, Clayton, NC 27520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,197 sqft · built 2005
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$183,500 (Jul 2020)
Tax Bill$1,839 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05G04038T

Property Details

APN / Parcel Number

Primary APN05G04038T
Alternative APN
  • 2000230292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,197 sqft Living Area
Gross Area1,401 sqft
1st Floor Area1,197 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)

Exterior Amenities

PorchSlab
Porch Area104 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000230292
Street Address103 OPAL LN
CityCLAYTON
StateNC
Zip27520-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionLOT 4 COVENTRY 65/322
Legal SubdivisionCOVENTRY SUBDIVISION
Legal Lot Number4
JurisdictionJOHNSTON NC
Township / Civil DivisionCLAYTON
Census Block Group2
Census Block2005
Census Tract41104

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 OPAL LN, CLAYTON, NC 27520-3819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Prior SaleSep 22, 2009 · Amount on Record
Deed Document Number2020668695
Deed Book / Page5645 / 478
Prior Transfer DateAug 9, 2009
Prior Transfer Doc0000266137
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJul 16, 2020
Property Address103 OPAL LN, CLAYTON, NC 27520-3819
Document Number0000668695
Book / Page5645 / 478
Map ReferenceMB 65 PG 92&93
Instrument DateJul 1, 2020
Instrument2020668695
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$367.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 OPAL LN, CLAYTON, NC 27520-3819

Mortgage

Document Number0000668696
DateJul 16, 2020
Instrument2020668696
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,839.00 (+61.6%)$294,260 (+102.32%) Land $85,000 Building $209,260$294,260 (+102.32%) Land $85,000 Building $209,260
2023$1,138.00$145,440 Land $44,000 Building $101,440$145,440 Land $44,000 Building $101,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Brightspeed
Fiber · DSL in parts of the area		940 / 940
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Opal Ln

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