98 N Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 98 N Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,136 sqft · built 2018
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$642,950 (Jul 2025)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`302-22-493`

Property Details

APN / Parcel Number

Primary APN	`302-22-493`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,136 sqft Living Area
1st Floor Area	1,430 sqft
2nd Floor Area	1,706 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,001 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	98 N BAY DR
City	GILBERT
State	AZ
Zip	85233-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	ENCLAVE AT NORTH SHORE MCR 1260-50
Legal Range	05E
Legal Township	01S
Legal Section	11
Legal Subdivision	ENCLAVE AT NORTH SHORE
Legal Lot Number	54
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2028
Census Tract	422309

Owner

98 N Bay Dr is owned and occupied by an individual who bought it in July 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	98 N BAY DR, GILBERT, AZ 85233-1829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Jul 2, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Jul 2, 2018
Deed Document Number	20250431213
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	98 N BAY DR, GILBERT, AZ 85233-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 N BAY DR, GILBERT, AZ 85233-1829

Mortgage

Document Number	0000993982
Date	Oct 16, 2020
Instrument	20200993982

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 2, 2018
Property Address	98 N BAY DR, GILBERT, AZ 85233-1829
Document Number	0000005813
Instrument Date	Jun 1, 2018
Instrument	5813
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount on Record
Tax	$434.24
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 N BAY DR GILBERT AZ 852331829, GILBERT, AZ 85233-1829

Tax Assessment & Valuation

The 2025 property tax bill for 98 N Bay Dr was $2,540.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,350	$573,500 Land $114,700 Building $458,800
2025	$2,540.00
2024		$60,510	$605,100 Land $121,000 Building $484,100
2023	$2,462.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 N Bay Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 N Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, T-Mobile, WeLink Communications.

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