122 N Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 122 N Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,939 sqft · built 2018
Lot Size	0.118 acres (5,157 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Mar 2025)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`302-22-496`

Property Details

APN / Parcel Number

Primary APN	`302-22-496`
Alternative APN	`302224968`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	2,089 sqft
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,157 sqft (0.118 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 N BAY DR
City	GILBERT
State	AZ
Zip	85233-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFD
Legal Description	ENCLAVE AT NORTH SHORE MCR 1260-50
Legal Range	5E
Legal Township	1S
Legal Section	11
Legal Subdivision	ENCLAVE AT NORTH SHORE
Legal Lot Number	57
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2028
Census Tract	422309

Owner

122 N Bay Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Maricopa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 N BAY DR, GILBERT, AZ 85233-1835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CAKE MORTGAGE CORP
Apr 23, 2021	Intrafamily Transfer, Transfer
Dec 13, 2018	Deed of Trust, Mortgage CREDIT UNION WEST
Nov 4, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY LLC
Jul 9, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	2025160879
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000548327
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 18, 2026
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Document Number	0000548327
Instrument Date	Sep 14, 2026
Instrument	2026548327
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	TITLE AGENCY, NAVI TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 N BAY DR, GILBERT, AZ 85233-1835

Mortgage

Document Number	0000548328,
Date	Sep 18, 2026
Instrument	2026548328

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 25, 2025
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Document Number	0000160879
Map Reference	MB 1260 PG 50
Instrument Date	Mar 6, 2025
Instrument	20250160879
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5102 E DE MEDICI DR, SIERRA VISTA, AZ 85635-2364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 W SEASCAPE DR, GILBERT, AZ 85233-5628

Mortgage

Document Number	0000160880
Date	Mar 25, 2025
Instrument	20250160880

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 23, 2021
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Document Number	0000459554
Map Reference	MB 1260 PG 50
Instrument Date	Apr 23, 2021
Instrument	20210459554
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	122 N BAY DR, GILBERT, AZ 85233-1835

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 N BAY DR, GILBERT, AZ 85233-1835

Mortgage

Document Number	0000912726
Date	Dec 13, 2018
Instrument	20180912726

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 24, 2033

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 4, 2020
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Document Number	0001073781
Map Reference	MB 1260 PG 50
Instrument Date	Nov 2, 2020
Instrument	20201073781
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	JETCLOSING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 N BAY DR, 122, GILBERT, AZ 85233-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5102 E DE MEDICI DR, SIERRA VISTA, AZ 85635-2364

Mortgage

Document Number	0001073782
Date	Nov 4, 2020
Instrument	20201073782

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 9, 2018
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Document Number	0000516333
Instrument Date	Jul 2, 2018
Instrument	516333
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4617 JEWEL DR LANCASTER CA 935364110, LANCASTER, CA 93536-4110

Mortgage

Document Number	516334
Date	Jul 9, 2018
Instrument	516334

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2018
Property Address	122 N BAY DR, GILBERT, AZ 85233-1835
Document Number	0000420072
Map Reference	MB 1260 PG 50
Instrument Date	May 31, 2018
Instrument	20180420072
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9200 E PIMA CENTER PKWY STE 230, 9200, SCOTTSDALE, AZ 85258-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	122 N BAY DR, GILBERT, AZ 85233-1835

Mortgage

Document Number	0000420073
Date	May 31, 2018
Instrument	20180420073

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 122 N Bay Dr was $2,156.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,150 (+74.88%)	$501,500 (+3.15%) Land $100,300 Building $401,200
2025	$2,156.00	$28,676 (-45.5%)	$486,200 (-7.6%) Land $97,200 Building $389,000
2024		$52,620	$526,200 Land $105,200 Building $421,000
2023	$2,090.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 N Bay Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 N Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, T-Mobile, WeLink Communications.

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