98 N 2nd St, Camden, OH 45311 Property Records

Preble County property record for 98 N 2nd St, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1920
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Tax Bill	$909 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`J30-0002-009-00-028-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-009-00-028-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,112 sqft
Upper Floors Area	384 sqft
Basement Area	182 sqft
Unfinished Basement	182 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	154 ft deep x 33 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	1,200 sqft
Carport	Carport
Carport Area	1,200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	98 N 2ND ST
City	CAMDEN
State	OH
Zip	45311-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 PT LOT 216
Legal Subdivision	SAMUEL M POTTENGERS ADDITION
Legal Lot Number	216
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1075
Census Tract	470102

Owner

Source: Preble County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 N 2ND ST, CAMDEN, OH 45311-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026
Deed Sale	Sep 28, 2026
Prior Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	20264337
Deed Book / Page	484 / 125
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 28, 2026
Property Address	98 N 2ND ST, CAMDEN, OH 45311-1044
Document Number	0000004337
Book / Page	484 / 125
Instrument Date	Aug 26, 2026
Instrument	20264337
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	VANTAGE LAND TITLE

Transaction

Tax	$32,340.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 N 2ND ST, CAMDEN, OH 45311-1044

Mortgage

Document Number	0000004338,
Date	Sep 28, 2026
Book Page	484/128
Instrument	20264338

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$909.00 (-1.09%)	$21,840 (-) Land $2,730 Building $19,110
2024	$919.00 (+0.33%)	$21,840 (-) Land $2,730 Building $19,110
2023	$916.00 (+35.91%)	$21,840 (+49.59%) Land $2,730 Building $19,110	$62,400 (-) Land $7,800 Building $54,600
2022	$674.00	$14,600 Land $2,420 Building $12,180
2020			$62,400 Land $7,800 Building $54,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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