97 N 2nd St, Camden, OH 45311 Property Records

Preble County property record for 97 N 2nd St, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,742 sqft · built 1900
Lot Size	0.109 acres (4,752 sqft)
Owner	Individual Name on Record
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`J30-0002-009-00-027-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-009-00-027-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,412 sqft
Upper Floors Area	330 sqft
Basement Area	165 sqft
Unfinished Basement	165 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,752 sqft (0.109 acres)
Lot Dimensions	132 ft deep x 36 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Patio Area	295 sqft
Shed	1 Shed
Shed Area	36 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	97 N 2ND ST
City	CAMDEN
State	OH
Zip	45311-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 215 N SIDE PT
Legal Subdivision	VILLAGE OF CAMDEN
Legal Lot Number	215
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1072
Census Tract	470102

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 N 2ND ST, CAMDEN, OH 45311-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022
Deed Sale	Feb 14, 2022
Prior Sale	Mar 4, 2014 · Amount on Record
Deed Document Number	2022776
Deed Book / Page	430 / 2429
Prior Transfer Date	Jul 26, 2011
Prior Transfer Doc	307/1389
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Feb 15, 2022
Property Address	97 N 2ND ST, CAMDEN, OH 45311-1043
Document Number	00430/2429
Book / Page	430 / 2429
Instrument Date	Feb 11, 2022
Instrument	202200000776
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 N 2ND ST, CAMDEN, OH 45311-1043

Mortgage

Document Number	202200000777
Date	Feb 15, 2022
Instrument	202200000777

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (-1.16%) Homeowner's exemption	$37,170 (-) Land $2,800 Building $34,370
2024	$1,465.00 (+0.41%) Homeowner's exemption	$37,170 (-) Land $2,800 Building $34,370
2023	$1,459.00 (+89.73%) Homeowner's exemption	$37,170 (+113.62%) Land $2,800 Building $34,370	$106,200 (-) Land $8,000 Building $98,200
2022	$769.00 Homeowner's exemption	$17,400 Land $2,450 Building $14,950
2020			$106,200 Land $8,000 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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