98 Mountain Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 98 Mountain Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,155 sqft · built 1935
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Dec 2014)
Tax Bill	$19,010 (2025)
Deeds & Mortgages	Feb 2024 Refinance Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F060004`

Property Details

APN / Parcel Number

Primary APN	`F060004`
Alternative APN	`RIDG M:F06 B:0004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,155 sqft Living Area
Basement Area	810 sqft
Unfinished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F060004
Street Address	98 MOUNTAIN RD
City	RIDGEFIELD
State	CT
Zip	06877-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	4
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1001
Census Tract	245200

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	98 MOUNTAIN RD, RIDGEFIELD, CT 06877-1611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SOUNDVIEW FEDERAL CREDIT UNION
Feb 26, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN CONNECTICUT FEDERAL CREDIT UNION
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Deed Book / Page	1009 / 576
Last Transfer Date	Feb 23, 2024
Transfer Doc	001164-808
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	98 MOUNTAIN RD, RIDGEFIELD, CT 06877-1611
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001164-733
Date	Feb 20, 2024
Book Page	1164/733

Lender

Name	SOUNDVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Feb 26, 2024
Property Address	98 MOUNTAIN RD, RIDGEFIELD, CT 06877-1611
Document Number	001164-808
Book / Page	1164 / 808
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MOUNTAIN RD, RIDGEFIELD, CT 06877-1611

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	98 MOUNTAIN RD, RIDGEFIELD, CT 06877-1611
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1091-1041
Date	Jun 1, 2020
Book Page	1091/1041

Lender

Name	WESTERN CONNECTICUT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	98 MOUNTAIN RD, RIDGEFIELD, CT 06877-1611
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1097-291
Date	Aug 11, 2020
Book Page	1097/291

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,010.00	$694,050 (+106.61%) Land $280,000 Building $414,050	$485,835 Land $196,000 Building $289,835
2024	$19,010.00 (+119.26%)
2023	$8,670.00 (+23.96%)	$335,930 (+36.55%) Land $280,000 Building $55,930
2022	$6,994.00	$246,010 Land $192,500 Building $53,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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