109 Mountain Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 109 Mountain Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 621 sqft · built 1935
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2026)
Tax Bill	$6,826 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F060001`

Property Details

APN / Parcel Number

Primary APN	`F060001`
Alternative APN	`RIDG M:F06 B:0001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	621 sqft Living Area
Basement Area	621 sqft
Unfinished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F060001
Street Address	109 MOUNTAIN RD
City	RIDGEFIELD
State	CT
Zip	06877-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1001
Census Tract	245200

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage G M G MORTGAGE INC
Dec 30, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROBERT LEWIS
Nov 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jan 31, 2023 · Amount on Record
Deed Book / Page	1191 / 947
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	001174-538
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 3, 2026
Property Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612
Document Number	001191-947
Book / Page	1191 / 947
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612

Mortgage

Date	Jun 3, 2026

Lender

Name	G M G MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Dec 30, 2024
Property Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612
Document Number	001174-538
Book / Page	1174 / 538
Instrument Date	Dec 30, 2024
Transaction Type	Transfer
Record Updated	Jan 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jan 31, 2023
Property Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612
Document Number	001153-216
Book / Page	1153 / 216
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612

Mortgage

Document Number	0001153218
Date	Jan 31, 2023
Instrument	1153/218

Lender

Name	ROBERT LEWIS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Nov 22, 2021
Property Address	109 MOUNTAIN RD, RIDGEFIELD, CT 06877-1612
Document Number	1134-526
Book / Page	1134 / 526
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,826.00	$249,200 (-) Land $198,800 Building $50,400	$174,440 Land $139,160 Building $35,280
2024	$6,826.00 (+6.13%)
2023	$6,432.00 (+23.5%)	$249,200 (+36.03%) Land $198,800 Building $50,400
2022	$5,208.00	$183,190 Land $136,680 Building $46,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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