98 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 98 Moore St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1935
Lot Size	0.654 acres (28,488 sqft)
Owner	2 Individual Names on File
Last Sale	$130,321 (Jun 2019)
Tax Bill	$6,749 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:032-10550 B:14 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:032-10550 B:14 L:0`
Alternative APNs	`LUDL M:32 B:10550 P:14` `5895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	3,523 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,488 sqft (0.654 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5895
Street Address	98 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3018
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:032-10550 B:14 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 MOORE ST, LUDLOW, MA 01056-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 24, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE
Jun 14, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 11, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Transfer Doc	17525-175
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	98 MOORE ST, LUDLOW, MA 01056-1619
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024274-496
Date	Nov 30, 2021
Book Page	24274/496
Instrument	84919

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 24, 2019
Property Address	98 MOORE ST, LUDLOW, MA 01056-1619
Document Number	22867-356
Book / Page	22867 / 356
Instrument Date	Aug 22, 2019
Instrument	55015
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EASTWOOD DR, LUDLOW, MA 01056-1624

Mortgage

Document Number	022867-359
Date	Sep 24, 2019
Book Page	22867/359
Instrument	55017

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 14, 2019
Property Address	98 MOORE ST, LUDLOW, MA 01056-1619
Document Number	22710-345
Book / Page	022710 / 000345
Instrument Date	Jun 13, 2019
Instrument	31897
Transaction Type	Transfer
Record Updated	Jul 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$605.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EASTWOOD DR LUDLOW MA 010561624, LUDLOW, MA 01056-1624

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUDLOW MA
Recording Date	Sep 11, 2018
Property Address	98 MOORE ST, LUDLOW, MA 01056-1619
Document Number	22354-158
Book / Page	022354 / 000158
Instrument Date	Sep 10, 2018
Instrument	54398
Transaction Type	Foreclosure
Record Updated	Oct 02, 2018

Transaction

Amount	Amount Recorded
Tax	$957.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,749.00 (+3.97%)	$389,000 (+8.42%) Land $82,100 Building $306,900	$310,175 (+4.75%)
2024	$6,491.00 (+7.77%)	$358,800 (+16.23%) Land $82,400 Building $276,400	$296,115
2023	$6,023.00	$308,700 Land $68,500 Building $240,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

98 Moore St, Ludlow, MA 01056 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Moore St

Nearby Streets

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