54 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 54 Moore St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,862 sqft · built 2007
Lot Size2.58 acres (112,385 sqft)
Owner2 Individual Names on Record
Tax Bill$10,701 (2026)
Deeds & MortgagesJul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNM:031-10550 B:99A L:0

Property Details

APN / Parcel Number

Primary APNM:031-10550 B:99A L:0
Alternative APNs
  • LUDL M:31 B:10550 P:99A
  • 10370

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,862 sqft Living Area
Gross Area5,843 sqft
Basement Area2,050 sqft
Unfinished Basement2,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area112,385 sqft (2.58 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number10370
Street Address54 MOORE ST
CityLUDLOW
StateMA
Zip01056-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block10550
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3018
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 MOORE ST, LUDLOW, MA 01056-1619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address54 MOORE ST, LUDLOW, MA 01056-1619
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23311-482
DateJul 15, 2020
Book Page23311/482
Instrument37886
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,701.00 (-1.98%)$668,400 (+6.23%) Land $105,500 Building $562,900$672,262 (+57.64%)
2025$10,917.00 (+12.59%)$629,200 (+17.39%) Land $96,200 Building $533,000
2024$9,696.00 (+2.9%)$536,000 (+10.97%) Land $96,300 Building $439,700$426,455
2023$9,423.00$483,000 Land $80,000 Building $403,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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