Orange County and Middletown City property record for 98 Montgomery St, Middletown, NY 10940
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,216 sqft · built 1890 |
| Lot Size | 0.133 acres (5,775 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,582 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 330900 26-5-26.2 |
| Primary APN | 330900 26-5-26.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 640 sqft |
| 2nd Floor Area | 576 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Wood |
| Lot Area | 5,775 sqft (0.133 acres) |
| Lot Dimensions | 105 ft deep x 55 ft wide |
| Porch | Covered Porch |
| Porch Area | 32 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1450004900 |
|---|---|
| Street Address | 98 MONTGOMERY ST |
| City | MIDDLETOWN |
| State | NY |
| Zip | 10940-3923 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1 |
| Legal Block | 5 |
| Legal Lot Number | 26.20 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1100 |
98 Montgomery St, a duplex, is owned by two individuals.
Source: Orange County and Middletown City records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ELIZABETH AVE, MIDDLETOWN, NY 10941-1550 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Orange County and Middletown City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,500 Land $5,100 Building $11,400 | $187,700 | |
| 2024 | $4,582.00 | ||
| 2023 | $16,500 (-) Land $5,100 Building $11,400 | $165,000 (+17.02%) Land $51,000 Building $114,000 | |
| 2022 | $16,500 Land $5,100 Building $11,400 | $141,000 Land $43,582 Building $97,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum, T-Mobile.
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