98 Mill St, #104, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 98 Mill St, #104, Springfield, MA 01108

Property Summary

Property Type	Apartments (5+ Units)
Details	18,050 sqft · built 1963
Lot Size	1 acres (43,778 sqft)
Owner	Company Name on Record
Last Sale	$1,777,411 (Apr 2023)
Tax Bill	$26,150 (2025)
Deeds & Mortgages	Jul 2024 Refinance Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08675 P:0043`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08675 P:0043`
Alternative APN	`86750043`

Interior

Units	21 Units
Stories	3 Stories
Building Area	18,050 sqft Gross Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	High Rise
Exterior Material	Concrete Block
Lot Area	43,778 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	86750043
Street Address	98 MILL ST, 104
City	SPRINGFIELD
State	MA
Zip	01108
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	802000

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38 WELCH RD, BROOKLINE, MA 02445-7526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Apr 7, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK
Dec 18, 2020	Quit Claim Deed, Transfer MONSON SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Prior Transfer Date	Mar 31, 2023
Prior Transfer Doc	0000233461
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	98 MILL ST # 104, 104, SPRINGFIELD, MA 01108
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025476-137
Date	Jul 1, 2024
Book Page	25476/137
Instrument	28935

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 7, 2023
Property Address	98 MILL ST # 104, 104, SPRINGFIELD, MA 01108
Document Number	0000233461
Instrument Date	Mar 31, 2023
Instrument	233461
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WELCH RD, BROOKLINE, MA 02445-7526

Mortgage

Document Number	0000233463
Date	Apr 7, 2023
Instrument	233463

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 18, 2020
Property Address	98 MILL ST # 104, 104, SPRINGFIELD, MA 01108-1022
Document Number	0000224386
Instrument Date	Dec 18, 2020
Instrument	224386
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,278.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	98-104 MILL ST SPRINGFIELD MA 01108, SPRINGFIELD, MA 01108

Mortgage

Document Number	224388
Date	Dec 18, 2020
Instrument	224388

Lender

Name	MONSON SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$26,150.00 (+34.81%)	$1,667,700 (+46.59%) Land $300,000 Building $1,367,700
2023	$19,398.00	$1,137,700 Land $182,000 Building $955,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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