120 Mill St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 120 Mill St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 5,193 sqft · built 1910
Lot Size	0.512 acres (22,307 sqft)
Owner	Individual Name on Record
Last Sale	$518,000 (Jul 2026)
Tax Bill	$9,291 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08675 P:0049`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08675 P:0049`
Alternative APN	`86750049`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	5,193 sqft Living Area
1st Floor Area	1,798 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	22,307 sqft (0.512 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	86750049
Street Address	120 MILL ST
City	SPRINGFIELD
State	MA
Zip	01108-1022
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR2R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	802000

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 EMMET ST, 2, BROCKTON, MA 02302-2372
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	202632492
Deed Book / Page	26414 / 261
Transfer Doc	20890-162
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 13, 2026
Property Address	120 MILL ST, SPRINGFIELD, MA 01108-1022
Document Number	0000032492
Book / Page	26414 / 261
Instrument Date	Jul 9, 2026
Instrument	202632492
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 13, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,291.00 (+2.27%)	$601,000 (+3.73%) Land $42,700 Building $558,300	$515,371
2025	$9,085.00 (+29.43%)	$579,400 (+40.73%) Land $28,900 Building $550,500
2023	$7,019.00	$411,700 Land $25,700 Building $386,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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