98 Middlesex St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 98 Middlesex St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,328 sqft · built 2018
Lot Size	0.153 acres (6,647 sqft)
Owner	2 Company Names on Record
Last Sale	$1,555,000 (Jun 2020)
Tax Bill	$18,819 (2026)
Deeds & Mortgages	Jun 2020 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINC M:015 B:0029 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:015 B:0029 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,328 sqft Living Area
Gross Area	6,838 sqft
Basement Area	1,230 sqft
Unfinished Basement	615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,647 sqft (0.153 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	98 MIDDLESEX ST
City	WINCHESTER
State	MA
Zip	01890-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	29
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1000
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	98 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2018	Quit Claim Deed, Transfer LEADER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	1845548
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 26, 2020
Property Address	98 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	0001845548
Instrument Date	Jun 18, 2020
Instrument	1845548
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$7,091.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	98 MIDDLESEX ST WINCHESTER MA 018901829, WINCHESTER, MA 01890-1829

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 16, 2018
Property Address	98 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	0000099576
Instrument Date	Oct 15, 2018
Instrument	99576
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,292.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 MIDDLESEX ST WINCHESTER MA 018901829, WINCHESTER, MA 01890-1829

Mortgage

Document Number	99577
Date	Oct 16, 2018
Instrument	99577

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,819.00 (+10,297.24%)	$1,698,500 (+3.72%) Land $613,000 Building $1,085,500	$1,894,235 (-8.05%)
2025	$181.00 (-98.95%)	$1,637,600 (+7.13%) Land $582,400 Building $1,055,200	$2,060,075
2024	$17,319.00	$1,528,600 Land $551,700 Building $976,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Middlesex St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures