98 Maple St, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 98 Maple St, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1983
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Aug 2021)
Tax Bill	$6,975 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00107 L:00015`

Property Details

APN / Parcel Number

Primary APN	`STER M:00107 L:00015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	5,496 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	98 MAPLE ST
City	STERLING
State	MA
Zip	01564-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	15
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	5
Census Block	5033
Census Tract	719100

Owner

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 MAPLE ST, STERLING, MA 01564-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Aug 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 8, 1994 · Amount on Record
Deed Document Number	2021121469
Deed Book / Page	65942 / 395
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	98 MAPLE ST, STERLING, MA 01564-1522
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069926-141
Date	Nov 28, 2023
Book Page	69926/141
Instrument	99191

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	98 MAPLE ST, STERLING, MA 01564-1522
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66446-163
Date	Nov 3, 2021
Book Page	66446/163
Instrument	154505

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Aug 30, 2021
Property Address	98 MAPLE ST, STERLING, MA 01564-1522
Document Number	65942-395
Book / Page	65942 / 395
Instrument Date	Aug 30, 2021
Instrument	121469
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MAPLE ST, STERLING, MA 01564-1522

Mortgage

Document Number	121470
Date	Aug 30, 2021
Instrument	121470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	98 MAPLE ST, STERLING, MA 01564-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58087-196
Date	Nov 24, 2017
Book Page	58087/196
Instrument	131550

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2057

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Dec 18, 2018
Property Address	98 MAPLE ST, STERLING, MA 01564-1522
Document Number	59836-198
Book / Page	059836 / 000198
Instrument Date	Dec 15, 2018
Instrument	133791
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MAPLE ST STERLING MA 015641522, STERLING, MA 01564-1522

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,975.00 (+2.51%)	$541,500 (+5.93%) Land $163,600 Building $377,900	$586,435 (+1.56%)
2024	$6,804.00 (+6.21%)	$511,200 (+14.11%) Land $158,200 Building $353,000	$577,410
2023	$6,406.00	$448,000 Land $149,800 Building $298,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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