97 Maple St, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 97 Maple St, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 1996
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,919 (Aug 1995)
Tax Bill	$9,052 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00107 L:00022`

Property Details

APN / Parcel Number

Primary APN	`STER M:00107 L:00022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	5,220 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	97 MAPLE ST
City	STERLING
State	MA
Zip	01564-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	5
Census Block	5032
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 MAPLE ST, STERLING, MA 01564-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit ALL ONE CREDIT UNION
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 1995 · Amount on Record
Deed Sale	Aug 17, 1995 · Amount on Record
Deed Book / Page	17249 / 188
Last Transfer Date	Mar 21, 2023
Transfer Doc	069533-115
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	97 MAPLE ST, STERLING, MA 01564-1530
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071899-149
Date	Apr 25, 2025
Book Page	71899/149
Instrument	31894

Lender

Name	ALL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	97 MAPLE ST, STERLING, MA 01564-1530
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069490-122
Date	Aug 8, 2023
Book Page	69490/122
Instrument	64734

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Aug 17, 2023
Property Address	97 MAPLE ST, STERLING, MA 01564-1530
Document Number	069533-115
Book / Page	69533 / 115
Instrument Date	Mar 21, 2023
Instrument	67964
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 MAPLE ST, STERLING, MA 01564-1530

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,052.00 (+2.32%)	$702,800 (+5.73%) Land $186,100 Building $516,700	$746,035 (-0.15%)
2024	$8,847.00 (+7.02%)	$664,700 (+14.98%) Land $180,000 Building $484,700	$747,175
2023	$8,267.00	$578,100 Land $171,900 Building $406,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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