Cedar County property record for 98 Main St, Lowden, IA 52255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,628 sqft · built 1972 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,382 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 042008022290020 |
| Primary APN | 042008022290020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Basement Area | 1,628 sqft |
| Unfinished Basement | 1,520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,212 sqft (0.464 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 98 MAIN ST |
|---|---|
| City | LOWDEN |
| State | IA |
| Zip | 52255-9594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWDEN DEVEL 1ST ADDBLK 1 |
| Legal Subdivision | LOWDEN DEV 1ST ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 450100 |
98 Main St is owner-occupied and held in a trust since June 2005.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 98 MAIN ST, LOWDEN, IA 52255-9594 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2005 |
| Transfer Doc | 000735/199 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 98 Main St was $2,382 with a homeowner's exemption.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Lowden City |
| Unified School District | North Cedar Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,382.00 Homeowner's exemption | $184,870 (-) Land $34,010 Building $150,860 | $184,870 (-) Land $34,010 Building $150,860 |
| 2025 | $2,382.00 (+1.79%) Homeowner's exemption | $184,870 Land $34,010 Building $150,860 | $184,870 Land $34,010 Building $150,860 |
| 2024 | $2,340.00 | ||
| 2023 | $160,770 (+23.68%) Land $34,010 Building $126,760 | $160,770 Land $34,010 Building $126,760 | |
| 2022 | $2,170.00 Homeowner's exemption | $129,990 Land $27,830 Building $102,160 | |
| 2021 | $129,990 Land $27,830 Building $102,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2015) |
| Most Recent Claim | Nov 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| F&B Communications Fiber | 2,000 / 2,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures