101 Main St, Lowden, IA 52255 Property Records

Cedar County property record for 101 Main St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,297 sqft · built 1928
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2024)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042008022280010`

Property Details

APN / Parcel Number

Primary APN	`042008022280010`
Alternative APN	`42004200802228001000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,297 sqft Living Area
Attic	Attic
Attic Area	309 sqft
Basement Area	884 sqft
Unfinished Basement	988 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	281 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 MAIN ST
City	LOWDEN
State	IA
Zip	52255-9591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEINER & PETERSENS N 78' BLK 9
Legal Subdivision	HEINER & PETERSENS ADD
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3053
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 MAIN ST, LOWDEN, IA 52255-9591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
May 6, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Document Number	2024712
Deed Book / Page	1726 / 99
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	1198/070
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Mar 21, 2024
Property Address	101 MAIN ST, LOWDEN, IA 52255-9591
Document Number	0001726/99
Book / Page	1726 / 99
Instrument Date	Mar 1, 2024
Instrument	2024 712
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MAIN ST, LOWDEN, IA 52255-9591

Mortgage

Document Number	0002024713
Date	Mar 21, 2024
Instrument	2024 713

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	May 6, 2022
Property Address	101 MAIN ST, LOWDEN, IA 52255-9591
Document Number	001647/287
Book / Page	1647 / 287
Instrument Date	May 4, 2022
Instrument	2022 1569
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MAIN ST, LOWDEN, IA 52255-9591

Mortgage

Document Number	202215701647291
Date	May 6, 2022
Instrument	2022 15701647291

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00	$133,140 (-) Land $17,720 Building $115,420	$133,140 (-) Land $17,720 Building $115,420
2025	$1,990.00 (+3%)	$133,140 (+16.98%) Land $17,720 Building $115,420	$133,140 (+16.98%) Land $17,720 Building $115,420
2024	$1,932.00 (+21.66%)
2023		$113,810 (+28.29%) Land $17,720 Building $96,090	$113,810 (+28.29%) Land $17,720 Building $96,090
2022	$1,588.00	$88,710 Land $13,780 Building $74,930
2021			$88,710 Land $13,780 Building $74,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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