Jefferson County property record for 98 Lucy Dr, Toronto, OH 43964
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1973 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $443 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 09-02428-000 |
| Primary APN | 09-02428-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Modular |
| Exterior Material | Other |
| Foundation Type | No Foundation |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 98 LUCY DR |
|---|---|
| City | TORONTO |
| State | OH |
| Zip | 43964-7938 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 36 FINDLEY GARDENS 0.459A MAP-09-34A0-04300 |
| Jurisdiction | JEFFERSON OH |
| Township / Civil Division | ISLAND CREEK |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11402 |
98 Lucy Dr, a residential property, is owned and occupied by an individual.
Source: Jefferson County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 LUCY DR, TORONTO, OH 43964-7938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 98 Lucy Dr was $443 with exemptions applied.
Source: Jefferson County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jefferson County |
| County Subdivision | Island Creek Township |
| Unified School District | Edison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $443.00 | $22,449 (-) Land $9,345 Building $13,104 | |
| 2024 | $443.00 Homeowner's exemption Senior Citizen's exemption | $22,449 Land $9,345 Building $13,104 | $64,140 Land $26,700 Building $37,440 |
| 2022 | $1,224.00 Homeowner's exemption Senior Citizen's exemption | $19,534 Land $7,035 Building $12,499 | |
| 2021 | $55,810 Land $20,100 Building $35,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Lucy Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2004–2022) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Lucy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO W AND S DISTRICT - M serves 13,983 people · EPA ID OH4101103 |
|---|---|
| Water Source | Purchased surface water from TORONTO PWS |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jefferson County Cable Cable | 400 / 40 |
May also be available: Smart Way Communications.
5G and 4G LTE (outdoors only)
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