111 Lucy Dr, Toronto, OH 43964 Property Records

Jefferson County property record for 111 Lucy Dr, Toronto, OH 43964

Property Summary

Property Type	Residential
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Jul 2021)
Tax Bill	$360 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02550-000`

Property Details

APN / Parcel Number

Primary APN	`09-02550-000`
Alternative APN	`02550`

Exterior

Lot Area	80,150 sqft (1.84 acres)
Garage Area	896 sqft

Location & Zoning

Street Address	111 LUCY DR
City	TORONTO
State	OH
Zip	43964
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	10 FINDLEY GAR 1.84A MAP-09-34A0-04800
Legal Subdivision	FINDLEY GARDENS SUBDIVISION
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	3
Census Block	3018
Census Tract	11402

Owner

111 Lucy Dr, a residential property, is owned by two individuals who bought it in July 2021.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 LUCY DR, TORONTO, OH 43964-7938
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Deed Document Number	2021367582
Deed Book / Page	1491 / 86
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Jul 14, 2021
Property Address	111 LUCY DR, TORONTO, OH 43964
Document Number	0001491/86
Book / Page	1491 / 86
Map Reference	VOL 6 PG 94&95
Instrument Date	Jul 2, 2021
Instrument	367582
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TITLE COMPANY LIMITED, THE TITLE COMPANY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	118 LUCY DR, TORONTO, OH 43964-7938

Mortgage

Document Number	0000367583
Date	Jul 14, 2021
Instrument	367583

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 111 Lucy Dr was $360.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Unified School District	Edison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$360.00	$9,811 (-) Land $2,769 Building $7,042
2024	$360.00	$9,811 Land $2,769 Building $7,042	$28,030 Land $7,910 Building $20,120
2022	$433.00	$6,920 Land $1,712 Building $5,208
2021			$19,770 Land $4,890 Building $14,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 111 Lucy Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Lucy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO W AND S DISTRICT - M serves 13,983 people · EPA ID OH4101103
Water Source	Purchased surface water from TORONTO PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40

May also be available: Smart Way Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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