98 Locust Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 98 Locust Ave, Worcester, MA 01604 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,728 sqft · built 1900
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$66,866 (Nov 1999)
Tax Bill	$6,929 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-022-00004`

Property Details

APN / Parcel Number

Primary APN	`17-022-00004`
Alternative APN	`WORC M:17 B:022 L:00004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	5,158 sqft
1st Floor Area	1,240 sqft
Attic	Attic
Attic Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	17-022-00004
Street Address	98 LOCUST AVE
City	WORCESTER
State	MA
Zip	01604-1161
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	DEFINITIVE PLAN MAPLEVALE
Legal Block	22
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	732201

Owner

Source: Worcester County and Worcester City records · APN 17-022-00004

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 LOCUST AVE, WORCESTER, MA 01604-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 1999 · Amount on Record
Deed Sale	Nov 29, 1999 · Amount on Record
Deed Book / Page	22090 / 388
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	98 LOCUST AVE, WORCESTER, MA 01604-1161
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067015-65
Date	Jan 27, 2022
Book Page	67015/65
Instrument	10447

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 17, 2017
Property Address	98 LOCUST AVE, WORCESTER, MA 01604-1161
Document Number	58062-34
Book / Page	058062 / 000034
Instrument Date	Oct 20, 2017
Instrument	129460
Transaction Type	Transfer
Record Updated	Dec 05, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LOCUST AVE WORCESTER MA 016041161, WORCESTER, MA 01604-1161

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,929.00 (+11.83%)	$525,300 (+21.57%) Land $119,100 Building $406,200
2023	$6,196.00	$432,100 Land $103,500 Building $328,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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