97 Locust Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 97 Locust Ave, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,496 sqft · built 1900
Lot Size0.177 acres (7,692 sqft)
Owner2 Individual Names on File
Last Sale$197,300 (Mar 2013)
Tax Bill$5,110 (2025)
Deeds & MortgagesSep 2022 Refinance
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN17-019-00005

Property Details

APN / Parcel Number

Primary APN17-019-00005
Alternative APN
  • WORC M:17 B:019 L:00005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,496 sqft Living Area
Gross Area2,935 sqft
1st Floor Area921 sqft
Basement Area921 sqft
Unfinished Basement921 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,692 sqft (0.177 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number17-019-00005
Street Address97 LOCUST AVE
CityWORCESTER
StateMA
Zip01604-1159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL-7
Legal Block19
Legal Lot Number5
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2006
Census Tract732201

Owner

Source: Worcester County and Worcester City records · APN 17-019-00005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 LOCUST AVE, WORCESTER, MA 01604-1159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF CANTON
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF CANTON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2013 · Amount on Record
Deed SaleMar 14, 2013 · Amount on Record
Prior SaleNov 09, 2012 · Amount on Record
Deed Book / Page50584 / 177
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address97 LOCUST AVE, WORCESTER, MA 01604-1159
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0068229-35
DateSep 16, 2022
Book Page68229/35
Instrument102275
Lender
NameBANK OF CANTON
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address97 LOCUST AVE, WORCESTER, MA 01604-1159
Document Number60785-52
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LOCUST AVE WORCESTER MA 016041159, WORCESTER, MA 01604-1159

Mortgage

Document Number60785-52
DateJul 30, 2019
Book Page060785/000052
Instrument73956
Lender
NameBANK OF CANTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,110.00 (+8.58%)$387,400 (+18.04%) Land $117,800 Building $269,600$409,545 (+6.44%)
2024$384,750
2023$4,706.00$328,200 Land $102,400 Building $225,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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