98 Joyce Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 98 Joyce Dr, Ringgold, GA 30736 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	4,010 sqft Heated Area
Lot Size	22,216 sqft (0.51 acres)
Garage	792 sqft
Occupancy	Owner Occupied
Last Sale	$512,500 (2025)
Tax Bill	$3,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0038G052000`
Alternative APNs	`0038G052` `19080`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	4,010 sqft Heated Area
Stories	2 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Architectural Style	Other Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	22,216 sqft (0.51 acres)
Depth X Width	280 ft x 80 ft Depth x Width
Garage Area	792 sqft Garage
Deck Area	294 sqft Deck
Porch	Open Porch
Porch Area	244 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	19080
Old Parcel Number	0038G052000
Street Address	98 JOYCE DR
City	RINGGOLD
State	GA
Zip	30736-2705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 42 BROOMS COUNTRY ESTATES
Legal Subdivision	BROOMS COUNTRY ESTATES
Legal Lot Number	42
Jurisdiction	CATOOSA GA
Minor Civil Division	RINGGOLD
Census Blockgroup	2
Census Block	2002
Census Tract	30201

Owner

Source: Catoosa County records · APN 0038G052000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	98 JOYCE DR, RINGGOLD, GA 30736-2705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Doc Number	0002379815
Deed Book / Page	2379 / 815
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 15, 2020
Property Address	98 JOYCE DR, RINGGOLD, GA 30736-2705
Document Number	0020520259
Book / Page	002052 / 000259
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NW GA LAND TITLE COMPANY, NW GA LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	98 JOYCE DR RINGGOLD GA 307362705, RINGGOLD, GA 30736-2705

Mortgage

Document Number	20520261
Date	May 15, 2020
Book Page	002052/000261

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00 (+5.71%) Homeowner's exemption	$194,467 (+39.98%) Land $12,000 Building $182,467	$486,168 (+39.98%) Land $30,000 Building $456,168
2023	$3,065.00 (+17.34%) Homeowner's exemption	$138,924 Land $12,000 Building $126,924	$347,309 Land $30,000 Building $317,309
2022	$2,612.00

Flood & Wildfire

98 Joyce Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Catoosa County (13047C), updated September 12, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 12th in Georgia
Wildfire Likelihood	Low — about 1 in 2,778 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.