118 Joyce Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 118 Joyce Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,842 sqft · built 1988
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2025)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0038G053000`

Property Details

APN / Parcel Number

Primary APN	`0038G053000`
Alternative APNs	`0038G053` `19081`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,842 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	280 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19081
Old Parcel Number	0038G053000
Street Address	118 JOYCE DR
City	RINGGOLD
State	GA
Zip	30736-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 43 BROOMS COUNTRY ESTATES
Legal Subdivision	BROOMS COUNTRY ESTATES
Legal Lot Number	43
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2002
Census Tract	30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	118 JOYCE DR, RINGGOLD, GA 30736-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Deed Document Number	0002411360
Deed Book / Page	2411 / 360
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 10, 2025
Property Address	118 JOYCE DR, RINGGOLD, GA 30736-2705
Document Number	0024110360
Book / Page	2411 / 360
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JOYCE DR, RINGGOLD, GA 30736-2705

Mortgage

Document Number	2025007110
Date	Oct 10, 2025
Instrument	2025007110

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 (-11.32%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$127,403 (+19.46%) Land $12,000 Building $115,403	$318,508 (+19.46%) Land $30,000 Building $288,508
2024	$2,068.00 (+21.72%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$106,653 (+25.02%) Land $12,000 Building $94,653	$266,633 (+25.02%) Land $30,000 Building $236,633
2023	$1,699.00 (+5.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$85,306 Land $12,000 Building $73,306	$213,264 Land $30,000 Building $183,264
2022	$1,616.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20