98 Giants Neck Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 98 Giants Neck Rd, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1958
Square Footage	2,190 sqft Living Area
Lot Size	23,939 sqft (0.55 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (1997)
Tax Bill	$6,225.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:07.13 B:00003 L:00000`
Alternative APN	`2840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,190 sqft Living Area
Gross Area	4,486 sqft Gross Area
1st Floor	2,190 sqft 1st Floor
Basement Area	1,868 sqft Basement
Unfinished Basement	1,868 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	23,939 sqft (0.55 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	2840
Street Address	98 GIANTS NECK RD
City	NIANTIC
State	CT
Zip	06357-1601
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1025
Census Tract	870703

Owner

Source: East Lyme Town records · APN ELYM M:07.13 B:00003 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 GIANTS NECK RD, NIANTIC, CT 06357-1601
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 1997 · Amount on Record
Deed Sale	Jul 14, 1997 · Amount on Record
Prior Sale	Oct 22, 1996 · Amount on Record
Deed Book / Page	406 / 348
Record Refreshed	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	98 GIANTS NECK RD, NIANTIC, CT 06357-1601
Transaction Type	Mortgage
Record Updated	Nov 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001102-490
Date	Oct 20, 2023
Book Page	1102/490
Instrument	2117

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,225.00	$222,250 (-) Land $68,530 Building $153,720	$155,575 Land $47,971 Building $107,604
2024	$6,225.00 (+12.57%)
2023	$5,530.00 (+4.38%)	$222,250 (-) Land $68,530 Building $153,720
2022	$5,298.00	$222,250 Land $68,530 Building $153,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 13% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.