East Lyme Town property record for 106 Giants Neck Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 780 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,500 (2001) |
| Tax Bill | $4,382.00 (2025) |
| Primary APN | ELYM M:07.13 B:00006 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 780 sqft Living Area |
| Gross Area | 2,754 sqft Gross Area |
| 1st Floor | 780 sqft 1st Floor |
| Attic Area | 780 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 468 sqft Basement |
| Unfinished Basement | 468 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 3865 |
|---|---|
| Street Address | 106 GIANTS NECK RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 870703 |
Source: East Lyme Town records · APN ELYM M:07.13 B:00006 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 GIANTS NECK RD, NIANTIC, CT 06357-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Aug 30, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2001 · Amount on Record |
| Deed Sale | Sep 06, 2001 · Amount on Record |
| Deed Book / Page | 539 / 484 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Apr 13, 2026 |
| Property Address | 106 GIANTS NECK RD, NIANTIC, CT 06357-1601 |
| Document Number | 001132-653 |
| Book / Page | 1132 / 653 |
| Instrument Date | Apr 04, 2026 |
| Instrument | 2026867 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106 GIANTS NECK RD, NIANTIC, CT 06357-1601 |
| Document Number | 0000000867, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 1132/653 |
| Instrument | 2026867 |
| Name | CITIZENS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | May 01, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 106 GIANTS NECK RD, NIANTIC, CT 06357-1601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 986-120 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 986/120 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 | $156,450 (-) Land $65,240 Building $91,210 | $109,515 Land $45,668 Building $63,847 |
| 2024 | $4,382.00 (+12.59%) | ||
| 2023 | $3,892.00 (+4.34%) | $156,450 (-) Land $65,240 Building $91,210 | |
| 2022 | $3,730.00 | $156,450 Land $65,240 Building $91,210 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 13% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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